Issue: No. 29 (December, 2013)

房貸資訊分享【Home Mortgage Information Update】

首先恭祝大家聖誕及新年快樂！我在今年聖誕節期間16/12/13 – 18/01/14會外出渡假，並在20/01/14恢復上班。在我休假期間，若大家有任何緊急查詢，仍可用電郵aamortage@xtra.co.nz 跟我聯系，我會儘快回覆。

I would like to take this opportunity to wish you a merry Christmas and a happy New Year.  During the Christmas period between 16/12/2013 and 18/01/2014, I will be going overseas for holiday and will be back to office on 20/01/2014.  However, if you have something that needs me to attend urgently, please send me a message by email to aamortgage@xtra.co.nz and you will be in touch very shortly.

銀行房貸利率參考表 (Bank Home Loan Interest Rates)

主要銀行 Major Banks	固定年利率 (Fixed Rates Per Annum)
	六個月 6 Months	一年 12 Months	十八個月  18 Months	二年 24 Months	三年 36 Months	四年 48 Months	五年 60 Months
ANZ Bank	4.95%	4.95%*	5.59%	5.95 %	6.50%	6.90%	7.10%
ASB Bank	5.35%	4.95%*	5.65%	5.59%*	5.99%*	6.80%	6.99 %
Westpac Bank	5.40%	4.95%*	5.75%	5.59%*	5.99%*	6.90%	7.10%

* Special condition applies (受特別條件限制)

主要銀行 Major Banks	Revolving Credit Facility
ANZ Bank	FlexiPlus: 5.85% p.a.
ASB Bank	ORBIT Home Loan: 5.75% p.a.
Westpac Bank	Everyday Choice: 5.75% p.a.

請注意，以上各利率祗作參考之用。本公司必定為客户爭取最優惠利率。最近案例：如十八個月5.15% 及二年5.4%(受特別條件限制) 。

希望各位朋友把握現時的良機，享受本公司為大家爭取到的各種優惠。本公司定竭盡所能，為大家解决房貸的疑難，若貴親友需要房貸服務，也請告知，本人定會親自跟他們聯系。多謝大家的支持。

Your attention please!  The above interest tables show carded rates for your banking reference only.  Our company will do our best to get the most favorable mortgage interest for you.  The recent examples are: a 18-month fixed rate of 5.15% and 2-year fixed rate of 5.4% (special conditions apply).

We hope that you would take this unique opportunity to enjoy all of those benefits that we strive to offer to you.    We promise you our best service.  Please refer to us those you know who are in need of home mortgage; they will surely receive our highest quality service as same as what you have been enjoying.  Thank you for your continuous support. 

若大家有各種關於房貸的查詢，歡迎大家撥打09-5356818 或傳遞電郵至aamortgage@xtra.co.nz與張小姐聯系。

If you have any home loan inquiry, you are welcome to discuss it with Anita by phone at 09-5356818 or by email to aamortgage@xtra.co.nz

Note: All Chinese translations exhibited in this newsletter are subject to the English versions (此通訊中所有中文譯本，均以英文為準。)

Disclaimer: The information given in this newsletter is of a general nature and does not constitute specific professional advice in regard to your investment planning.