Issue: No. 41 (February, 2015)

房貸資訊分享【Home Mortgage Information Update】

首先祝賀大家羊年喜氣洋洋！我已在19/01/2015恢復上班。很感謝大家對我的支持，不斷推荐親友給我，上班後至今，一直忙得不可開交。現藉此春節良機，再次感謝大家對我的信任及欣賞。

I would like to take this opportunity to wish you a happy Year of Goat 2015.  I have returned after a long Christmas holiday and have already resumed the office.  It is a great start of the year for me; I have got plenty of business referrals from you!!!!  Thank you again for your trust on me; this is indeed my great honour!!

銀行房貸利率參考表 (Bank Home Loan Interest Rates)

主要銀行 Major Banks	固定年利率 (Fixed Rates Per Annum)
	六個月 6 Months	一年 12 Months	十八個月  18 Months	二年 24 Months	三年 36 Months	四年 48 Months	五年 60 Months
ANZ Bank	5.80%	5.39%*	5.70%*	5.39%*	5.79%*	6.49%	5.89%*
ASB Bank	5.80%	5.59%*	5.70%*	5.39%*	5.59%*	5.99%*	5.75%*
Westpac Bank	5.89%	5.99%	6.09%	5.49%*	5.89%*	6.49%	5.99%*
Co-op Bank	5.90%	5.59%	5.49%	5.59%	5.74%	5.89%	5.89%

* Special condition applies (受特別條件限制)

主要銀行 Major Banks	Revolving Credit Facility
ANZ Bank	FlexiPlus: 6.85% p.a.
ASB Bank	ORBIT Home Loan: 6.75% p.a.
Westpac Bank	Everyday Choice: 6.75% p.a.
Co-op Bank	Revolving: 6.70% p.a.

請注意，以上各利率祗作參考之用。本公司必定為客户爭取最優惠利率。最近案例如: 固定一年 5.25% 及 二年5.30% (受特別條件限制) 。

希望各位朋友把握現時的良機，享受本公司為大家爭取到的各種優惠。本公司定竭盡所能，為大家解决房貸的疑難，若貴親友需要房貸服務，也請告知，本人定會親自跟他們聯系。多謝大家的支持。

Your attention please!  The above interest tables show carded rates for your banking reference only.  Our company will do our best to get the most favorable mortgage interest for you.  The recent example is: 5.25% for 1-year and 5.30% for 2-year (special conditions apply).

We hope that you would take this unique opportunity to enjoy all of those benefits that we strive to offer to you.    We promise you our best service.  Please refer to us those people you know who are in need of home mortgage; they will surely receive our highest quality service as same as what you have been enjoying.  Thank you for your continuous support. 

若大家對房貸或保險有任何查詢，可用電郵aamortgage@xtra.co.nz 或致電021-322113 直接跟張小姐聯絡。

For all your enquiries about home loan or insurance, please feel free to talk to me (Anita) by phone at 021-322113 or by email to aamortgage@xtra.co.nz

Note: All Chinese translations exhibited in this newsletter are subject to the English versions (此通訊中所有中文譯本，均以英文為準。)

Disclaimer: The information given in this newsletter is of a general nature and does not constitute specific professional advice in regard to your investment planning.