Issue: No. 35 (July, 2014)

房貸資訊分享【Home Mortgage Information Update】

非常感謝各位朋友的鼓勵及支持，這份資訊不經不覺已在網上踏入第三十五期。回顧在過去的三十四期中, 當中或許有令各位朋友感到不滿意的地方, 但一直未有機會讓大家抒發己見。故此, 我現在誠懇地徵求各位對本資訉的任何批評及寶貴意見, 俾使本資訊能作改進, 以達至臻善臻美的水平, 以符合大家的參考需用為宗旨。

我樂意接納大家對本資訊內容的任何批評或要求, 歡迎大家用電郵ay.aamortgage@xtra.co.nz 跟我(張小姐)聯系。感謝大家對我的關顧及愛護。

若大家對房貸有任何查詢，可用電郵aamortgage@xtra.co.nz 或致電021-322113 直接跟我聯系。

I sincerely thank all my friends whose inspiration and continuous support has made publication of the last 34 issues of this Update possible.  I realize that there may have some improvements in editorial work needed; however, you have found no opportunity to raise your opinion.  As I have previously promised a two-way communication between you and me, therefore, I sincerely ask for that you please give me your kind feedback telling me how you want this Update to work for you.

 I am happy to accept all kinds of your criticism and opinion as long as they can help me make this Update more informative to suit your specific needs.  You can send your feedback to ay.aamortgage@xtra.co.nz and I thank you in advance for your time and participation.
 
For all your enquiries about home loan, please also feel free to talk to me (Anita) by phone at 021-322113 or by email to aamortgage@xtra.co.nz

銀行房貸利率參考表 (Bank Home Loan Interest Rates)

主要銀行 Major Banks	固定年利率 (Fixed Rates Per Annum)
	六個月 6 Months	一年 12 Months	十八個月  18 Months	二年 24 Months	三年 36 Months	四年 48 Months	五年 60 Months
ANZ Bank	5.95%	6.05%	6.25%	6.09%*	6.65%	6.95%	7.15%
ASB Bank	5.80%	5.95%*	6.30%	6.40%	6.65%	6.80%	6.99%
Westpac Bank	5.80%	5.95%*	6.30%	6.39%	6.65%	6.79%	6.99%
Co-op Bank	6.00%	6.00%	6.00%	6.00%	6.25%	6.75%	6.89%

* Special condition applies (受特別條件限制)

主要銀行 Major Banks	Revolving Credit Facility
ANZ Bank	FlexiPlus: 6.60% p.a.
ASB Bank	ORBIT Home Loan: 6.50% p.a.
Westpac Bank	Everyday Choice: 6.50% p.a.
Co-op Bank	Revolving: 6.45% p.a.

請注意，以上各利率祗作參考之用。本公司必定為客户爭取最優惠利率。最近案例如: 固定十八個月 5.60% 及 二年5.70% (受特別條件限制) 。

希望各位朋友把握現時的良機，享受本公司為大家爭取到的各種優惠。本公司定竭盡所能，為大家解决房貸的疑難，若貴親友需要房貸服務，也請告知，本人定會親自跟他們聯系。多謝大家的支持。

Your attention please!  The above interest tables show carded rates for your banking reference only.  Our company will do our best to get the most favorable mortgage interest for you.  The recent example is: 5.60% for 18-month and 5.70% for 2-year (special conditions apply).

We hope that you would take this unique opportunity to enjoy all of those benefits that we strive to offer to you.    We promise you our best service.  Please refer to us those people you know who are in need of home mortgage; they will surely receive our highest quality service as same as what you have been enjoying.  Thank you for your continuous support. 

Note: All Chinese translations exhibited in this newsletter are subject to the English versions (此通訊中所有中文譯本，均以英文為準。)

Disclaimer: The information given in this newsletter is of a general nature and does not constitute specific professional advice in regard to your investment planning.